The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a health benefits program in which the Department of Veterans Affairs (VA) shares the cost of certain health care services and supplies with eligible beneficiaries.
In general the CHAMPVA program covers most health care services and supplies that are medically and psychologically necessary. Upon confirmation of eligibility, you will receive program material that specifically addresses covered and non-covered services and supplies in the form of a CHAMPVA handbook.
To be eligible for CHAMPVA, you cannot be eligible for TRICARE/CHAMPUS and you must fall into one of these categories:
The spouse or child of a veteran who has been rated permanently and totally disabled for a service-connected disability by a VA regional office
The surviving spouse or child of a veteran who died from a VA-rated service connected disability
The surviving spouse or child of a veteran who was at the time death rated permanently and totally disabled
The surviving spouse or child of a military member who died in the line of duty, not due to misconduct (in most of these cases, these family members are eligible for TRICARE, not CHAMPVA).
An eligible CHAMPVA sponsor may be entitled to receive medical care through the VA health care system based on his or her own veteran status. Additionally, as the result of a recent policy change, if the eligible CHAMPVA sponsor is the spouse of another eligible CHAMPVA sponsor, both may now be eligible for CHAMPVA benefits. In each instance where the eligible spouse requires medical attention, he or she may choose the VA health care system or coverage under CHAMPVA for his/her health care needs.
If you have been previously denied CHAMPVA benefits and you believe you would now be qualified, please click here to apply.
From the CHAMPVA Guidebook available here.
CHAMPVA is always the last payer after Medicare and any other health insurance (OHI). An exception to this is when you reside or travel overseas. When that is the case, if you meet all eligibility criteria, CHAMPVA will be the primary payer (unless you have other health insurance) until you return to the U.S.
CHAMPVA eligibility can be impacted by changes such as marriage, divorce from the sponsor, or eligibility for Medicare or TRICARE. Changes in status should be reported immediately to the VA by calling or writing to them by mail.
CHAMPVA, ATTN Eligibility Unit
PO Box 469028
Denver, CO 80246-9028
If you need assistance, there are four ways to contact CHAMPVA.
Be sure to include the nature of your inquiry, the name of the beneficiary, the CHAMPVA Authorization Card number (Social Security Number), and your contact information.